Cigna-Covered Addiction Treatment
Asking for help with addiction takes a lot of strength, but it’s also not free. Many people put off getting the drug and alcohol addiction treatment they need because they are worried about the cost. However, with Pacific Palms Recovery, we can work with your insurance provider to apply for your benefits and reduce the burden.
Call our team today at 1-800-221-8750 to learn more about your Cigna coverage options at our Oceanside alcohol and drug rehab.
Don't Wait Any Longer
Pacific Palms Recovery is standing by ready to help you begin your journey to long-term healing from substance abuse.
What is Cigna Insurance?
Cigna is a global health insurance company that offers plans to individuals, families, and businesses. They provide dental plans, supplemental coverage, and health insurance. Cigna works with over eighty-six million types of healthcare customers today, and all of their plans cover some aspect of mental health and addiction treatment.
Contact our team at 1-800-221-8750 to learn more about our Oceanside outpatient rehab.
Types of Cigna Insurance Plans
The level of coverage provided by your Cigna health insurance plan will apply to any substance, so you don’t have to worry about coverage for opioids but not for alcoholism or vice versa.
Bronze Plans
Bronze is the least expensive plan with the lowest level of coverage. This means you have the cheapest monthly premium but the highest deductible.
- The premium is how much you pay every month.
- The deductible is how much you have to pay for all of your health needs each year before your insurance will cover the rest for the remainder of the year.
If you get treatment for drug and alcohol addiction, Cigna will pay sixty percent of the costs, and you will be responsible for the remaining forty percent.
Silver Plans
The next level is slightly more affordable. If you get treatment for drug and alcohol addiction, Cigna will pay seventy percent of the costs, and you will be responsible for the remaining thirty.
Gold Plans
If you have a gold plan, you are only expected to pay for twenty percent of the cost, and Cigna will pay for the rest.
Platinum Plans
Platinum plan holders only have to pay for ten percent of treatment.
Not sure what plan you have? Our team can help you review your plan and benefits package. Call us today.
What Can Partial Hospitalization Programs Treat?
Cigna’s addiction services and coverage level will vary based on your specific plan. Certain employer-sponsored plans cover substance abuse treatment, including therapy, inpatient and outpatient services, support programs, and online resources. But remember, using Cigna in-network providers like Pacific Palms to access your Cigna healthcare benefits is a cost-effective option that can save you money.
Here is a list of some of the outpatient services that Cigna plans cover:
- Individual, Family Group Therapy
- Intensive Outpatient Programs (IOPs)
- Detox Programs
- Anti-Craving Medication Management
Cigna health and life insurance can cover a range of treatment options and levels of care for mental health treatment. Based on the individual plan, outpatient and inpatient care may be covered. It is essential to ensure that the type of treatment you are considering is covered under your Cigna plan.
Request a 100% Confidential Callback
What Treatment Programs Will Cigna Cover?
The type of coverage you have for Dual diagnosis, IOP, or PHP drug and alcohol rehab is based on the plan you have.
Cigna health insurance requires anyone seeking drug and alcohol treatment to get a full evaluation. This evaluation includes an assessment of your current drug or alcohol consumption, a review of your previous substance abuse or treatment history, physical history, social situation, and goals in recovery.
Once you get your evaluation, provided by your primary care physician, you can receive a recommendation for treatment. The recommendation will include a “Level of Care (LOC)” recommendation for inpatient or outpatient treatment.
Cigna provides coverage for partial hospitalization programs, intensive outpatient programs, dual diagnosis programs, traditional outpatient programs, and to some degree, inpatient or residential programs.
Don’t wait. Treatment is affordable. Call Pacific Palms now to get help.
Are There Cigna Drug & Alcohol Rehab Centers in Southern California?
Yes, there are facilities across the United States that will help you reduce the cost of drug and alcohol treatment by applying for your Cigna health insurance benefits. Pacific Palms is one of them.
In most cases, you must work with an in-network provider for Cigna to apply your health insurance benefits.
- An in-network provider is any treatment center like Pacific Palms Recovery, which already has an agreed-upon list of prices for drug and alcohol rehab services with your insurance provider. This helps Cigna prepare for the estimated cost of your treatment.
- An out-of-network provider applies to any treatment center that does not have this agreed-upon list. Cigna is much less likely to offer regular coverage if in-network providers are available because they cannot anticipate how much your treatment will cost.
We can help you get your initial evaluation and determine what out-of-pocket costs you will have to shoulder. Call our team today.
Don't Wait Any Longer
Find out how Pacific Palms Recovery addiction treatment center in Oceanside, California can help you begin your journey to long-term success in recovery.
Are There Cigna Drug & Alcohol Rehab Centers in Southern California?
Pacific Palms is a drug and alcohol outpatient treatment center in San Diego. Our treatment philosophy combines clinical and holistic approaches to address substance abuse disorders, as we firmly believe in focusing on the whole person and not just the addiction.
Our facility creates a relaxed and welcoming environment as it is situated near the beach. Our treatment team is staffed with competent and caring professionals. The clinicians at our center are skilled in a variety of modalities to assist in your recovery, including:
- Individual, Family, and Group Therapy
- Trauma Therapy
- Non-12-Step SMART Recovery
- Christian-based Counseling
- CBT
- Motivational Interviewing
- Life Coaching
We believe in the uniqueness of each individual and understand that every person’s experience with substance abuse is different. Therefore, we offer individualized treatment plans that tailor recovery to the specific substance for which you need treatment.
As such, we cater to helping individuals overcome the following substances:
- Alcohol
- Benzodiazepines
- Cocaine
- Heroin
- Marijuana
- Methamphetamines
- Opiates
Connect WithOur Caring Team
Speak to one of our caring admissions coordinator right now to begin your personal journey to long-term healing with the help of Pacific Palms Recovery.
Find Wellness with Pacific Palms Recovery
If you have Cigna, selecting Pacific Palms as your provider for outpatient treatment is an excellent choice to optimize your benefits. As an in-network provider, you will have access to quality, affordable outpatient care at one of our facilities.
After consulting with our treatment professionals, they can determine the best outpatient options for your situation: a partial hospitalization program (PHP) or an intensive outpatient program (IOP). All our outpatient programs are flexible to allow you to maintain a balance between receiving treatment and maintaining other responsibilities. People can maintain their daily routines, such as employment.
Whether you or someone you know in the San Diego area is looking for outpatient addiction treatment, Pacific Palms can help. If you would like more information about any of our programs, please get in touch with us. We welcome the opportunity to tell you more about how we can help.